- Enable 3dsecure for all payments and reject all cards that are not 3dsecure enabled—no fallback;
- Use push payment methods like direct banking (e.g. iDeal) or bank transfer (IBAN)—customers must log into their bank to pay you.
In practice, the solution that fits your need depends on:
- The geographical reach of your business (USA, China, Europe, …);
- Your average cart and sales’ velocity;
- The intrinsic fraud risk of the products you sell.
Fabrice | book